MCA Early Payoff: How to Check Your Actual Savings
Considering an early MCA payoff? Compare a dated payoff quote with your remaining obligation, check discount conditions, and confirm how final withdrawals are handled.
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RSS feedBusiness Financing: Test Your Cash Cushion as Borrowing Costs Rise
NFIB’s October 2026 survey reports higher borrowing costs. Use a worked cash-cushion example to assess financing payments, operating expenses, and slower collections.
Read articleNon-Recourse Invoice Factoring: What Risk Is Covered?
Understand non-recourse invoice factoring, customer credit risk, dispute exclusions, and chargebacks. Use practical questions to review an offer before signing.
Read articleVeteran Business Buyers: SBA Expands Acquisition Equity Options
SBA announced new equity-source flexibility for eligible veteran 7(a) business buyers starting November 11, 2026. Learn what to confirm with your lender.
Read articleEquipment Financing: Budget Beyond the Purchase Price
Build an equipment project budget that includes delivery, installation, training, and startup cash. Learn how to check financing coverage and your cash contribution.
Read articleSBA iCAP Launch: What 7(a) Loan Applicants Should Ask
SBA announced iCAP on November 5, 2026. Learn what the phased 7(a) lender-platform rollout means for application preparation, status updates, and funding plans.
Read articleHiring More Staff? Calculate Your Payroll Funding Gap
The November 6 jobs report puts payroll costs in focus. Use a worked example to calculate the cash needed for new hires before customer payments arrive.
Read article2025 Small-Business Loan Data: How to Use the New Release
The November 5 FFIEC release shows 2025 business loan dollars rose while originations fell. Learn what the data can tell you when researching bank funding.
Read articleInvoice Factoring: How Customer Concentration Affects Funding
Does one customer owe most of your invoices? Learn how to measure customer concentration and ask a factor how customer limits affect available funding.
Read articlePayment Processing and Equipment Leases: Check Both Contracts
A November 2 FTC action highlights payment-processing fees and equipment lease terms. Learn how to compare costs, renewal dates, and cancellation requirements.
Read articleSmall-Business Loan Standards Tighten: How to Prepare
The Fed’s November 2 lending survey shows modest tightening for small firms. Learn what the figures mean and what to ask before a business loan application.
Read articleUCC Filings and Business Funding: What to Check
Understand what a UCC financing statement shows, how to compare its collateral description with your agreement, and what to ask before arranging new business funding.
Read articleMCA Renewal Offers: Calculate Your Net New Cash
Compare an MCA renewal’s headline amount with the cash your business would receive after an existing balance and fees, then review the new collection obligation.
Read articleInvoice Factoring Documents: What to Prepare
Prepare an invoice-factoring file with accurate customer balances, invoice aging, delivery records, and details of existing financing. Learn what to check before applying.
Read articleRestaurant Expansion Financing: Test Demand First
Before financing restaurant expansion, check local demand, added operating costs, and the sales needed to support new obligations. Includes a simple worked example.
Read articleFed Holds Rates: Should Your Business Wait for Funding?
The Fed held rates on October 28, 2026. Compare funding deadlines, offer expiry dates, and the cost of waiting before delaying a business purchase or financing decision.
Read articleEquipment Financing Approval Rates Rose: What to Check
ELFA’s October 27 report shows higher September approval rates. Learn what those figures mean and what to confirm before relying on an equipment-financing offer.
Read articleCalifornia Commercial Financing Law: Key 2028 Dates
California’s AB 2116 expands commercial-financing oversight. Learn the 2028 operative dates and questions to ask when comparing business funding providers.
Read articleHow to Build a 13-Week Cash Flow Forecast
Build a weekly cash flow forecast to spot shortfalls, test late customer payments, and assess a funding offer before adding new obligations.
Read articleMCA Reconciliation: What to Ask When Sales Fall
Understand MCA reconciliation, the records to prepare when revenue falls, and questions to ask about payment adjustments under your financing agreement.
Read articlePrime Rate vs. Your Business Financing Rate
Understand why prime differs from your business financing quote, how variable-rate terms work, and which questions to ask before accepting an offer.
Read articleInvoice Factoring: Advance, Reserve and Fees Explained
Learn how invoice factoring advances, reserves, fees and recourse affect your cash, with a worked example and questions to ask before accepting an offer.
Read articleEquipment financing: Read beyond the confidence index
October’s equipment-finance confidence report points to steadier expectations. Here is how to evaluate an equipment purchase without mistaking sentiment for an offer.
Read articleHigher inventory costs? Plan your cash flow.
What New York Fed research on tariff pressures means for inventory planning, cash flow, and your next funding conversation.
Read articlePut your next move in motion.
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