<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>GoodToGo Capital Blog</title><link>https://goodtogocapital.com/blog/</link><description>Business funding news and practical guides.</description><item><title>MCA Early Payoff: How to Check Your Actual Savings</title><link>https://goodtogocapital.com/blog/mca-early-payoff/</link><guid>https://goodtogocapital.com/blog/mca-early-payoff/</guid><pubDate>Fri, 13 Nov 2026 12:00:00 GMT</pubDate><description>Considering an early MCA payoff? Compare a dated payoff quote with your remaining obligation, check discount conditions, and confirm how final withdrawals are handled.</description></item><item><title>Business Financing: Test Your Cash Cushion as Borrowing Costs Rise</title><link>https://goodtogocapital.com/blog/business-financing-cash-cushion/</link><guid>https://goodtogocapital.com/blog/business-financing-cash-cushion/</guid><pubDate>Thu, 12 Nov 2026 12:00:00 GMT</pubDate><description>NFIB’s October 2026 survey reports higher borrowing costs. Use a worked cash-cushion example to assess financing payments, operating expenses, and slower collections.</description></item><item><title>Non-Recourse Invoice Factoring: What Risk Is Covered?</title><link>https://goodtogocapital.com/blog/non-recourse-invoice-factoring/</link><guid>https://goodtogocapital.com/blog/non-recourse-invoice-factoring/</guid><pubDate>Wed, 11 Nov 2026 12:00:00 GMT</pubDate><description>Understand non-recourse invoice factoring, customer credit risk, dispute exclusions, and chargebacks. Use practical questions to review an offer before signing.</description></item><item><title>Veteran Business Buyers: SBA Expands Acquisition Equity Options</title><link>https://goodtogocapital.com/blog/veteran-business-acquisition-equity/</link><guid>https://goodtogocapital.com/blog/veteran-business-acquisition-equity/</guid><pubDate>Tue, 10 Nov 2026 12:00:00 GMT</pubDate><description>SBA announced new equity-source flexibility for eligible veteran 7(a) business buyers starting November 11, 2026. Learn what to confirm with your lender.</description></item><item><title>Equipment Financing: Budget Beyond the Purchase Price</title><link>https://goodtogocapital.com/blog/equipment-financing-project-costs/</link><guid>https://goodtogocapital.com/blog/equipment-financing-project-costs/</guid><pubDate>Mon, 09 Nov 2026 12:00:00 GMT</pubDate><description>Build an equipment project budget that includes delivery, installation, training, and startup cash. Learn how to check financing coverage and your cash contribution.</description></item><item><title>SBA iCAP Launch: What 7(a) Loan Applicants Should Ask</title><link>https://goodtogocapital.com/blog/sba-icap-loan-applicants/</link><guid>https://goodtogocapital.com/blog/sba-icap-loan-applicants/</guid><pubDate>Sun, 08 Nov 2026 12:00:00 GMT</pubDate><description>SBA announced iCAP on November 5, 2026. Learn what the phased 7(a) lender-platform rollout means for application preparation, status updates, and funding plans.</description></item><item><title>Hiring More Staff? Calculate Your Payroll Funding Gap</title><link>https://goodtogocapital.com/blog/payroll-funding-before-hiring/</link><guid>https://goodtogocapital.com/blog/payroll-funding-before-hiring/</guid><pubDate>Sat, 07 Nov 2026 12:00:00 GMT</pubDate><description>The November 6 jobs report puts payroll costs in focus. Use a worked example to calculate the cash needed for new hires before customer payments arrive.</description></item><item><title>2025 Small-Business Loan Data: How to Use the New Release</title><link>https://goodtogocapital.com/blog/small-business-loan-data/</link><guid>https://goodtogocapital.com/blog/small-business-loan-data/</guid><pubDate>Fri, 06 Nov 2026 12:00:00 GMT</pubDate><description>The November 5 FFIEC release shows 2025 business loan dollars rose while originations fell. Learn what the data can tell you when researching bank funding.</description></item><item><title>Invoice Factoring: How Customer Concentration Affects Funding</title><link>https://goodtogocapital.com/blog/factoring-customer-concentration/</link><guid>https://goodtogocapital.com/blog/factoring-customer-concentration/</guid><pubDate>Thu, 05 Nov 2026 12:00:00 GMT</pubDate><description>Does one customer owe most of your invoices? Learn how to measure customer concentration and ask a factor how customer limits affect available funding.</description></item><item><title>Payment Processing and Equipment Leases: Check Both Contracts</title><link>https://goodtogocapital.com/blog/payment-processing-equipment-leases/</link><guid>https://goodtogocapital.com/blog/payment-processing-equipment-leases/</guid><pubDate>Wed, 04 Nov 2026 12:00:00 GMT</pubDate><description>A November 2 FTC action highlights payment-processing fees and equipment lease terms. Learn how to compare costs, renewal dates, and cancellation requirements.</description></item><item><title>Small-Business Loan Standards Tighten: How to Prepare</title><link>https://goodtogocapital.com/blog/small-business-loan-standards/</link><guid>https://goodtogocapital.com/blog/small-business-loan-standards/</guid><pubDate>Tue, 03 Nov 2026 12:00:00 GMT</pubDate><description>The Fed’s November 2 lending survey shows modest tightening for small firms. Learn what the figures mean and what to ask before a business loan application.</description></item><item><title>UCC Filings and Business Funding: What to Check</title><link>https://goodtogocapital.com/blog/ucc-filings-business-funding/</link><guid>https://goodtogocapital.com/blog/ucc-filings-business-funding/</guid><pubDate>Mon, 02 Nov 2026 12:00:00 GMT</pubDate><description>Understand what a UCC financing statement shows, how to compare its collateral description with your agreement, and what to ask before arranging new business funding.</description></item><item><title>MCA Renewal Offers: Calculate Your Net New Cash</title><link>https://goodtogocapital.com/blog/mca-renewal-net-cash/</link><guid>https://goodtogocapital.com/blog/mca-renewal-net-cash/</guid><pubDate>Sun, 01 Nov 2026 12:00:00 GMT</pubDate><description>Compare an MCA renewal’s headline amount with the cash your business would receive after an existing balance and fees, then review the new collection obligation.</description></item><item><title>Invoice Factoring Documents: What to Prepare</title><link>https://goodtogocapital.com/blog/invoice-factoring-documents/</link><guid>https://goodtogocapital.com/blog/invoice-factoring-documents/</guid><pubDate>Sat, 31 Oct 2026 12:00:00 GMT</pubDate><description>Prepare an invoice-factoring file with accurate customer balances, invoice aging, delivery records, and details of existing financing. Learn what to check before applying.</description></item><item><title>Restaurant Expansion Financing: Test Demand First</title><link>https://goodtogocapital.com/blog/restaurant-expansion-financing/</link><guid>https://goodtogocapital.com/blog/restaurant-expansion-financing/</guid><pubDate>Fri, 30 Oct 2026 12:00:00 GMT</pubDate><description>Before financing restaurant expansion, check local demand, added operating costs, and the sales needed to support new obligations. Includes a simple worked example.</description></item><item><title>Fed Holds Rates: Should Your Business Wait for Funding?</title><link>https://goodtogocapital.com/blog/fed-rate-hold-funding-timing/</link><guid>https://goodtogocapital.com/blog/fed-rate-hold-funding-timing/</guid><pubDate>Thu, 29 Oct 2026 12:00:00 GMT</pubDate><description>The Fed held rates on October 28, 2026. Compare funding deadlines, offer expiry dates, and the cost of waiting before delaying a business purchase or financing decision.</description></item><item><title>Equipment Financing Approval Rates Rose: What to Check</title><link>https://goodtogocapital.com/blog/equipment-finance-approval-rates/</link><guid>https://goodtogocapital.com/blog/equipment-finance-approval-rates/</guid><pubDate>Wed, 28 Oct 2026 12:00:00 GMT</pubDate><description>ELFA’s October 27 report shows higher September approval rates. Learn what those figures mean and what to confirm before relying on an equipment-financing offer.</description></item><item><title>California Commercial Financing Law: Key 2028 Dates</title><link>https://goodtogocapital.com/blog/california-financing-law-2028/</link><guid>https://goodtogocapital.com/blog/california-financing-law-2028/</guid><pubDate>Tue, 27 Oct 2026 12:00:00 GMT</pubDate><description>California’s AB 2116 expands commercial-financing oversight. Learn the 2028 operative dates and questions to ask when comparing business funding providers.</description></item><item><title>How to Build a 13-Week Cash Flow Forecast</title><link>https://goodtogocapital.com/blog/13-week-cash-flow-forecast/</link><guid>https://goodtogocapital.com/blog/13-week-cash-flow-forecast/</guid><pubDate>Mon, 26 Oct 2026 12:00:00 GMT</pubDate><description>Build a weekly cash flow forecast to spot shortfalls, test late customer payments, and assess a funding offer before adding new obligations.</description></item><item><title>MCA Reconciliation: What to Ask When Sales Fall</title><link>https://goodtogocapital.com/blog/mca-reconciliation/</link><guid>https://goodtogocapital.com/blog/mca-reconciliation/</guid><pubDate>Sun, 25 Oct 2026 12:00:00 GMT</pubDate><description>Understand MCA reconciliation, the records to prepare when revenue falls, and questions to ask about payment adjustments under your financing agreement.</description></item><item><title>Prime Rate vs. Your Business Financing Rate</title><link>https://goodtogocapital.com/blog/prime-rate-business-financing/</link><guid>https://goodtogocapital.com/blog/prime-rate-business-financing/</guid><pubDate>Sat, 24 Oct 2026 12:00:00 GMT</pubDate><description>Understand why prime differs from your business financing quote, how variable-rate terms work, and which questions to ask before accepting an offer.</description></item><item><title>Invoice Factoring: Advance, Reserve and Fees Explained</title><link>https://goodtogocapital.com/blog/invoice-factoring-costs/</link><guid>https://goodtogocapital.com/blog/invoice-factoring-costs/</guid><pubDate>Fri, 23 Oct 2026 12:00:00 GMT</pubDate><description>Learn how invoice factoring advances, reserves, fees and recourse affect your cash, with a worked example and questions to ask before accepting an offer.</description></item><item><title>Equipment financing: Read beyond the confidence index</title><link>https://goodtogocapital.com/blog/equipment-finance-outlook-october-2026/</link><guid>https://goodtogocapital.com/blog/equipment-finance-outlook-october-2026/</guid><pubDate>Thu, 22 Oct 2026 12:00:00 GMT</pubDate><description>October’s equipment-finance confidence report points to steadier expectations. Here is how to evaluate an equipment purchase without mistaking sentiment for an offer.</description></item><item><title>Higher inventory costs? Plan your cash flow.</title><link>https://goodtogocapital.com/blog/inventory-costs-cash-flow-planning/</link><guid>https://goodtogocapital.com/blog/inventory-costs-cash-flow-planning/</guid><pubDate>Wed, 21 Oct 2026 12:00:00 GMT</pubDate><description>What New York Fed research on tariff pressures means for inventory planning, cash flow, and your next funding conversation.</description></item></channel></rss>